Experts say Camp Mystic’s requests to amend the FEMA map could have been an attempt to avoid the requirement to carry flood insurance, to lower the camp’s insurance premiums or to pave

Camp Mystic owners successfully appealed to the Federal Emergency Management Agency to redesignate some buildings that had been considered part of a flood-hazard zone.

Maps show how heavy rainfall and rocky terrain helped create the devastating Texas floods that have killed more than 120 people.