The national average U.S. FICO score, used as a benchmark for assessing consumer credit risk, slipped as federal student loan ...

Credit cards were introduced in 1950 and quickly became a popular way to buy goods and services. These cards help people build credit and can come with great perks like cash back and travel benefits.

"Buy now, pay later" may sound convenient for summer travel, but it comes with risks like high interest rates and limited ...

Affirm is reporting consumers' buy now/pay later loans to Experian, following a February study with FICO. It's one of the ...

MoreThanFair, a community of organizations dedicated to improving access to credit, announced Affirm joined as its newest ...

Affirm and Shopify accelerate global expansion of Shop Pay Installments, starting with Canada and UK this summer, with plans ...

Widespread tariffs could represent a particular problem for Affirm because the provider of buy now, pay later loans is reliant ... more flexible options than credit cards, "is a secular and ...

Affirm began sharing data ... prediction out of incorporating the Buy Now, Pay Later, along with other elements of the credit files, into the FICO Score," he said, adding: “Anytime you can ...

While some BNPL providers don't charge interest on their POS loans, others, like Affirm ... versus a credit card to finance your purchase. If you're looking to build your credit score, it's ...

Lenders like Affirm, Klarna and PayPal offer shoppers ... When that time comes, given the scale of BNPL usage, credit scores could be greatly affected for better or worse. The credit bureaus ...