The CD laddering strategy balances higher yields with liquidity. By dividing your money and putting it into CDs with ...

You don't need to have $10,000 on hand to earn a competitive interest rate on your savings. Most of the CD accounts on our ...

Though CD rates are largely on pause right now, that can change at any time—making now a good time to lock in. Use our pro ...

Certificates of deposit (CDs), which are time deposit accounts that hold your money for a specific length of time and earn you interest, are collecting dust in America’s collective tool chest.

Discover the differences between a share certificate vs. CD and find out why each investment option offers a unique blend of ...

Learn all about various types of certificates of deposit, how they work and how they potentially fit into your savings and investment planning. Browse Investopedia’s expert-written library to ...

Certificates of deposit can add much-needed income to a retiree’s bank account. Here’s the best way to get that job done.

Learn what the FDIC is, how it protects your bank deposits, and why it's important for U.S. banks. We also cover what you ...

Certificates of deposit are among the smartest ways to prepare for lower interest rates and earn guaranteed yields on your savings. But they come with a catch: You can only deposit money once ...

Commissions do not affect our editors' opinions or evaluations. High-yield certificates of deposit (CDs) are low-risk saving instruments that offer fixed returns for a specific period of time.

CD account strategies can help you maximize returns and achieve financial goals but which makes the most sense now?