You don't need to have $10,000 on hand to earn a competitive interest rate on your savings. Most of the CD accounts on our ...

Learn all about various types of certificates of deposit, how they work and how they potentially fit into your savings and investment planning. Browse Investopedia’s expert-written library to ...

You can open most certificates of deposit (CDs) online within a matter of minutes, although some financial institutions may require you to open an account in person. Make sure you compare CDs ...

CD account strategies can help you maximize returns and achieve financial goals but which makes the most sense now?

A no-penalty certificate of deposit is a type of CD that charges no fee for withdrawing money before the term expires. It offers more flexibility than other CDs. Strict editorial guidelines to ...

Given the restrictive CD withdrawal rules, it's important to weigh the potential CD returns along with the risks and ...

Certificates of deposit are among the smartest ways to prepare for lower interest rates and earn guaranteed yields on your savings. But they come with a catch: You can only deposit money once ...

Learn what the FDIC is, how it protects your bank deposits, and why it's important for U.S. banks. We also cover what you ...

Open a new bank account today and earn a top interest rate. Our experts have researched the best rates on checking, savings, ...

Commissions do not affect our editors' opinions or evaluations. High-yield certificates of deposit (CDs) are low-risk saving instruments that offer fixed returns for a specific period of time.

If the Federal Reserve cuts its benchmark rate this year, it will push savings and CD rates lower. Here's what the central ...