Payment history is a major consideration when it comes to calculating your credit score, making up ...

Thank you for taking the time to read this letter. I’m writing because I noticed that my most recent credit report contains [a late payment/payments] reported on [date/dates] for my [name of ...

Consider writing a goodwill letter when you’ve had a late payment or other negative item reported on your credit report due to isolated circumstances beyond your control. Suitable situations ...